Our business auto insurance coverage is available to protect your business from the liability associated with operating automobiles. Coverage is available for owned, non-owned, and hired vehicles including autos, trucks, vans, tractors and trailers. Physical damage coverage is also available. Much like your personal auto policy, the commercial policy pricing is primarily "driven" by vehicle types, values, and driving records. It is important for you and your business to have the proper coverage in case of an accident. Particularly if you insure vehicles that employees are or may be driving.
The commercial auto policy is generally a one year term, vs. your traditional 6month personal auto policy. The commercial policy also allows the flexibility of accommodating fleets, larger vehicles, and personal vehicles registered in the company name.