Our commercial liability insurance provides coverage including defense for liabilities associated with operating a commercial business enterprise. Policies are tailored to meet the specific risk management needs of your business.
Most commonly, we sell a "General Liability" policy. Everyone from a retail business to a contractor needs some type of liability coverage. Many property managers require lease holders to have a general liability policy as a requirement of their lease. Contractors may be required to carry general liability to work on a job-site.
Liability policies are commonly based on Sales figures or Payroll figures. Some liability policies are based on square footage or number of "units". Rating depends on class of business and also the carrier that is quoting it. Businesses that serve alcohol should carry "Liquor Liability" in addition to their general liability. As we find out more about your individual situation we can begin to work with you in tailoring coverage to fit your specific needs.